Background

FINANCIAL SAFETY COMPANY (FISA CO) PLC is a microfinance institution headquartered in Rubavu, Tel 0786278862, email: info@fisa.rw ; it wishes to recruit self-motivated, High Integrity and Ethical Conduct, individuals with excellent communication skills to fill the positions of Loan Officers (Nyabugogo and Rubavu Branches).

Responsibilities

• Receive credit application files for antalysis;
• Visit clients to collect additional information on the project;
• Visit the guarantees given by customers for a preliminary assessment;
• Explain to customers the different types of credit and the related conditions;
• Analyze and evaluate credit application files and prepare a summary of file recommendations for the Branch Credit Committee;
• Present and defend credit application files to the Credit Committee for the Branches;
• Regularly maintain the good quality of the credit portfolio through regular monitoring of customers;
• Make weekly planning for visits and customer follow-ups;
• Participate in credit recovery activities;
• Ensure the interim of the Branch Manager if necessary;

Qualifications

• Be of Rwandan nationality;
• Have a bachelor's degree in management, economics, finance and other similar fields;
• Have at least 2 year of experience in a credit department;
• Master Kinyarwanda, English, and French;
• Know the use of computer tools with at least word processing software and accounting software;
• Have good analytical skills;
• Have ease of communication, adaptation and writing;
• Be conscientious;
• Be of good moral character and family and social reputation.

• Receive credit application files for antalysis;
• Visit clients to collect additional information on the project;
• Visit the guarantees given by customers for a preliminary assessment;
• Explain to customers the different types of credit and the related conditions;
• Analyze and evaluate credit application files and prepare a summary of file recommendations for the Branch Credit Committee;
• Present and defend credit application files to the Credit Committee for the Branches;
• Regularly maintain the good quality of the credit portfolio through regular monitoring of customers;
• Make weekly planning for visits and customer follow-ups;
• Participate in credit recovery activities;
• Ensure the interim of the Branch Manager if necessary;

• Excellent communication skills
• Good analytical skills
• Ease of communication, adaptation and writing
• Conscientious
• Master Kinyarwanda, English, and French
• Knowledge of computer tools (word processing, accounting software)

• Bachelor's degree in management, economics, finance and other similar fields
• At least 2 years of experience in a credit department
• Rwandan nationality
• Good moral character and family and social reputation